1.   Earlier figures are being restated to reflect changes in accounting standards for insurers.

2.   Earlier figures were restated to reflect changes in accounting standards for insurers.

3.   Earlier figures are restated to reflect changes in accounting standard for insurers.

4.   Previous figures are restated to reflect changes in accounting standards for insurers.

5.   The figures are restated to reflect changes in accounting standard for insurers.

6.   The results were restated to reflect changes in accounting standards for insurers.

7.   Year-ago figure restated to reflect January acquisition of First Fidelity.

8.   Year-ago results were restated to reflect that acquisition.

9.   Year-ago figure restated to reflect merger with First Interstate Bancorp in April.

10.   Year-earlier results were restated to reflect the acquisition of OrNda HealthCorp.