1.   A policy Studies Institute report concluded that specialist money advice was helpful to debtors, particularly multiple debtors.

2.   In six percent of cases the report concluded that there was a high risk to health.

3.   That same report concluded that high income elasticities and low price elasticities had played a major part in this observed growth.

4.   The report concluded that far more boys were excluded each year than girls.

5.   The report concluded that the accident was caused by human error.

6.   The report would conclude that there was no evidence that the intelligence services were involved.