1.   Another force making it cheaper for homeowners to refinance their loans is a drop in fees and closing costs in recent years.

2.   Another force making it cheaper for homeowners to refinance their loans is a drop in fees and closing costs.

3.   Banesto plans to refinance the loan at cheaper rates in the market, El Pais reported.

4.   Because of that, owners had difficulty refinancing the loans on their apartments and potential buyers had problems obtaining mortgages.

5.   A drop could spawn a new generation of people wanting to save a few dollars a month by refinancing their loans, Tutterow speculated.

6.   About one-quarter of visitors to the Web site want to refinance car loans.

7.   Both companies attributed the action to their inability to refinance loans.

8.   Both companies attributed their actions to an inability to refinance loans.

9.   Customers also can touch a screen and learn about personal loans, refinancing home loans, or gather up-to-date information on banking.

10.   Depfa is refinancing its loans mainly via collateralized fixed-income bonds called pfandbriefe.