1.   Lower rates for banks usually mean reduced borrowing costs for businesses.

2.   The major hard cost saving comes from reduced labour costs through increased productivity.

3.   When the tin price collapsed, the miners formulated a plan to keep the mines open under their control with reduced costs.

4.   Gas is slower-burning, resulting in reduced wear on principal engine components and reduced running costs.

5.   Savings erm from reduced costs in the school meals sector.

6.   Among other things, they say they could attract investors and raise much-needed capital at a reduced cost.

7.   Banks are pushing aggressively into this unknown market, in part because they see an opportunity for profits from electronic cash and reduced costs from fewer tellers.

8.   About half the savings came through reduced material costs, and half from other areas of the company.

9.   Airlines say there are many benefits to simplified fleets, including reduced costs for maintaining an inventory of spare parts, as well as for training pilots and mechanics.

10.   But the reduced costs have come at the expense of workers who had their compensation and benefits period cut, said Massachusetts AFL-CIO president Joseph Faherty.