1.   Cash-balance pension plans have drawn heavy criticism lately because they often reduce the pensions of older workers.

2.   For Lawton and many other severely disabled veterans, that reduces their pensions to practically zero, veterans groups say.

3.   His union has led an effort to organize workers at IBM, after the company angered employees with a plan to reduce pensions.

4.   IRS QUESTIONS CASH-BALANCE PLAN Cash-balance pension plans have drawn heavy criticism lately because they often reduce the pensions of older workers.

5.   Opponents said it would reduce pensions for low-income workers.

6.   Under current law, that means his military pension is reduced by the amount of his disability payment.

7.   Already governments are considering ways to avert a looming social crisis, by raising or eliminating retirement age, reducing pensions or increasing taxes and pension contributions.

8.   But a Cabinet minister said Friday the government has no plans to reduce pensions.

9.   But the study advised against forcing people to work longer or reducing pensions because that could lead to social conflict.

10.   But the study recommended against forcing people to work longer or reducing pensions because that could lead to social conflict.