1.   There have been record bankruptcies and remorselessly rising unemployment.

2.   Analysts had expected Bank Austria to show significant losses in the wake of a record bankruptcies in Austria last year.

3.   He and others base their visions on higher unemployment, record bankruptcy rates, declining capital investment and shrinking consumer spending.

4.   MasterCard International Inc., which has been bemoaning record bankruptcies, launched a credit card in cooperation with Greyhound Lines Inc. aimed at bus riders with bad credit histories.

5.   Record bankruptcy statistics across the five eastern states bear her out.

6.   Rising interest rates will hurt finances at Korean companies, which are already suffering record bankruptcies due to dwindling sales and thinning profits.

7.   Sliding land prices and record bankruptcies are also fueling pessimism.

8.   Sliding land prices and record bankruptcies are also weighing on investors.

9.   The losses were a result of record personal bankruptcy filings.

10.   The specialty issuers have largely avoided the effects of record personal bankruptcies that have sent credit card loss rates at some banks soaring.