1.   If it is not, modification, if appropriate, to achieve a more realistic budget must take place.

2.   As a result of the negotiating process, you can now make an honest evaluation of your finances and prepare a realistic monthly budget.

3.   -- Develop a realistic budget.

4.   Consumer Credit Counseling Services Southwest of Phoenix suggests that you create a realistic budget and that you write down your goals and post them in a prominent place.

5.   Create a strategic plan for internal communications with realistic budgets, staffing and timelines.

6.   Congress must also provide a realistic budget that keeps pace with inflation and the growing needs of the poor for civil justice.

7.   Develop a realistic budget.

8.   Having a realistic budget and not loading up on credit card debt over the holidays is key to making the new year look brighter, debt counselors say.

9.   In return for the loan, the fund had insisted that Russia produce a realistic budget and program to stabilize its economy.

10.   More important, the planner could help her build a realistic budget, and then could schedule short follow-up sessions to make sure she is keeping on track.