1.   Turnover rates have Declined, particularly for those employees considered by managers the best performers.

2.   Crime rates have declined in recent years.

3.   As the number of women going to school increases, the growth rate declines.

4.   Although some demographers have been wary of the new evidence that disease and disability rates are declining, many now say they believe the decline is real.

5.   And as a result, Treasury rates will decline and junk rates could go higher.

6.   And as rates decline, stocks grow relatively more attractive than bonds and other investments.

7.   And infection rates have been declining nationally thanks to the use of antibiotics and growth agents that help stem cells recover faster, Jacobson said.

8.   And response rates declined in Minnesota, Kansas, Washington, Wisconsin, Idaho, Vermont and Delaware.

9.   And so we grow more and more fearful, even as the crime rate declines.

10.   As a result, companies were forced to reevaluate their businesses in an environment where rates were declining.