1.   The investment bank told clients Friday that it was changing its forecast and no longer expects a rate climb in August or for the rest of the year.

2.   Travelers Group Inc., an insurer and securities firm whose advisory business can suffer as rates climb, retreated most.

3.   And as the AIDS mortality rate climbs, surviving workers are responsible for feeding more people.

4.   The long rate climb was sparked by a Federal Reserve of Philadephia report showing a sharp rise in prices in the northeast.