1.   Banks, which charge rates based on long-term yields and borrow based on short-term yields, have lower profits than they would have if long-term yields were higher.

2.   All rates based on double occupancy.

3.   Also, insurance companies generally must set auto and homeowners rates based on their experience in the state in which their customers live.

4.   Daily rate based on double occupancy.

5.   Daily rates based on double occupancy.

6.   For instance, the company offers a varying per-minute rate based on how much the service is used each day.

7.   He said a better system would be to pay doctors a discounted rate based on actual services performed.

8.   Hill-Ardoin said the state regulators had set rates based on federal guidelines and with input from SBC and its competitors.

9.   If phone companies get their way, millions of consumers could end up paying a higher flat rate for Internet accounts, or metered rates based on use.

10.   Rates based on room location and day of week.