1.   Companies outside the banking industry have been allowed to issue trust preferred securities for several years.

2.   First Union, a bank holding company based in Charlotte, North Carolina, was the fifth company to sell trust preferred securities this week.

3.   If you are willing to take more risk in search of a higher return, you might prefer individual securities.

4.   Most RVers prefer the security and amenities of a campground, but others will park overnight at truck stops, rest areas and shopping malls.

5.   Regulators recently gave banks the green light to purchase trust preferred securities as investments, provided they put aside enough capital to cover the risk.

6.   Risk-averse investors prefer the security of dividends, while more aggressive investors like the potential profits that result from big price increases.

7.   The nervousness on Wall Street may be behind a marked increase in long-bond offerings and trust preferred securities in the last two months.

8.   Trust preferred securities, which combine traits of stocks and bonds, declined slightly after the U.S. Senate Finance Committee decided not to eliminate their tax benefits.

9.   Two companies sold trust preferred securities, which combine traits of stocks and bonds.

10.   But some had to bite the bullet, preferring job security to waiting for higher paying positions.