1.   Check with your personal policies before buying insurance to cover lost luggage.

2.   Hugh, therefore, had been an initiator of the new policy even before its official promulgation.

3.   If in doubt, ask your insurance agent - and read your policy before disaster strikes.

4.   There was now a deadline to discussions about full employment -- the government had to come forward with a policy before Beveridge.

5.   Broadly speaking, expansionary monetary and fiscal policies before an election will lower rates of interest and levels of unemployment while raising national income.

6.   Because Hayami had consistently said that new measures by the bank were unnecessary, most analysts expected no change in bank policy before autumn.

7.   Because Hayami had consistently called new measures by the bank unnecessary, most analysts expected no change in bank policy before autumn.

8.   -- A speech Monday on military policy before troops at the Miramar Marine Corps Air Station in San Diego.

9.   -- Get the details of your vacation in writing and a copy of the cancellation and refund policies before paying.

10.   Buyers and sellers alike advise Web shoppers to check the return policy before buying from an individual or a store.