1.   Escalating numbers of night visits highlight the problems of a pool system for paying doctors.

2.   Although it is unclear how doctors will be paid in the new company, the rules will be much more like the rules of the marketplace.

3.   Analysts said Caremark has had steep losses in home health care since the company was charged last year with violating federal kickback laws by paying doctors to recruit patients.

4.   And unlike expert witnesses, doctors are not paid for their time in court.

5.   Basically, doctors are paid four different ways by insurance companies.

6.   Blue Cross officials say the new fees reflect a national trend toward paying doctors more equitably.

7.   Blue Shield handled the paperwork associated with paying doctors for treating Medicare recipients.

8.   A spokeswoman for Shire, Michele Roy, said the company had paid the doctors for their expert advice about the drug.

9.   Aetna will also publish a pamphlet explaining how it pays doctors in Texas, and it will establish a company omsbudsman to support customers who have health insurance complaints.

10.   But if the problems were clear, why did Merrill pay the doctor?