1.   Both she and Constantine said such a plan could hold down costs, especially among those who pay the deductible themselves.

2.   People who do not qualify for Medicaid could pay the deductible themselves, buy insurance for it or have coverage provided by their employers.

3.   The plan allows people to put pretax dollars into special medical savings accounts to pay their deductibles.

4.   They do not have to show an insurance card, or pay a deductible.

5.   To counter the losses, employer contributions have been raised, and workers now pay higher deductibles.

6.   Workers would also pay a deductible for medical and dental care, though it too is smaller than originally proposed, the union said.

7.   Workers would also pay a deductible for medical and dental care for the first time, though it too is smaller than originally proposed, the union said.