1.   Hitherto Victoria had had far more liberal banking laws than the other five states.

2.   Arizona was the only other state to win more than once.

3.   Arkansas is the only other Southern state having the procedure.

4.   As part of the deal, cigarette billboards came down last fall, as they did in the three other pioneering states, Florida, Texas and Minnesota.

5.   As in a half-dozen other states, voters here have been completely immersed in the campaign, though the effect is not yet clear.

6.   Authorities refused to identify the four other states.

7.   Authorities say they believe that the ring had drivers who moved vehicles and heavy equipment between Texas and the other five states.

8.   Biery said that a similar project was under way in St. Louis and that Pennsylvania was the only other state with a comparable program.

9.   A half-dozen other states have begun to leverage highway bonds with future federal aid, and several have reported early success.

10.   A half-dozen other states are considering similar actions, lawyers involved in the litigation say.