1.   Observers are predicting a fall in interest rates.

2.   Observers predict that industry may set up an equivalent to Duales System Deutschland.

3.   And observers predicted that other insurers will follow suit, making domestic partner coverage a standard option for even the smallest firms.

4.   As a consequence, many observers predict that Balaguer would do better in a runoff against Mejia than Medina would.

5.   At the same time, many observers predict that handheld devices will get bigger and bigger, until they become very small laptop computers.

6.   But few observers could have predicted that they would land so far afield.

7.   But industry observers are not predicting that the reconstructed magazine will fly.

8.   But many hockey observers are predicting the series between defending champion Detroit and newcomer Washington may be short and not-so-sweet.

9.   But many observers predict the events in Cuba will have little overall impact on U.S.-Cuba relations.

10.   But some observers predict this round of challenges may have a different result.