1.   Several banks were forced to set all their profits for bad debt provisions over the following years while others merged to avert collapse.

2.   Some of them had to merge to avert collapse while others were forced to transfer all their profits for the loan loss provisions.

3.   Several banks were forced to merge to avert collapse.

4.   Some of them were forced to merge to avert collapse.

5.   The problem had forced some banks to merge to avert collapse and prompted the central bank to tighten control on operating units.