1.   Although paying mortgage recording tax is normal when mortgages are made, it was delayed in this case because of the size of the deal.

2.   A rise in interest rates would make mortgage and borrowing costs higher in Hong Kong, whose interest rates and currency track their U.S. cousins.

3.   Ahmanson used to mostly make mortgages and sell certificates of deposit.

4.   Charles Rinehart, Ahmanson chairman, made a combination of the two thrifts, which get the bulk of their revenue from making home mortgages, look appealing.

5.   Companies that just issue credit cards, sell mutual funds or make mortgages will disappear within five years, according to First Union Chairman and Chief Executive Edward Crutchfield.

6.   Kelly remembers hearing the nervous voice of her mother discussing by phone which corners to cut to make the mortgage.

7.   No one expects a return of the surging real estate market that made mortgage lending virtually foolproof.

8.   RCP is a real estate investment trust that was formed with the sole purpose of making the mortgage on Rockefeller Center.

9.   The primary reason banks bother to make mortgages in most cases is that government-chartered agencies like Fannie Mae and Freddie Mae purchase the loans.

10.   These mortgages are not made directly by Fannie Mae, but rather by major banks and other lenders who originate the loans and then resell them to Fannie Mae.