1.   Amgen Inc., Sun Microsystems Inc. and WorldCom Inc. led the retreat, while Intel, Microsoft Corp. and Cisco Systems Inc. posted the biggest gains.

2.   Bank and other financial shares led the retreat.

3.   Banks led the retreat as bonds fell.

4.   Banks like NationsBank Corp. and Bank of New York Co. led the retreat.

5.   Banks and oil producers may lead the retreat.

6.   Banks could lead the retreat.

7.   Banks led the retreat.

8.   Banks and utilities, which are most sensitive to changes in interest rates, led the retreat.

9.   Banks like NationsBank and Bank of New York led the retreat.

10.   Bellwether stocks like those of Royal Bank of Canada, Canadian Pacific Ltd. and Alcan Aluminium Ltd. led the retreat.