1.   At the same time, some smaller card issuers are reporting a decline in revenue from fees and interest.

2.   Some ATM cards can be used to rebuild credit, but make sure the issuer will report your good payment record to a credit bureau.

3.   Still, most other credit card issuers reported that credit card delinquencies and charge-offs rose only modestly.

4.   Today, the Federal Reserve said U.S. card issuers reported losses and lower interest rates for consumers reduced profits from card lending.