1.   And investors remember bitterly how successive waves of bad loans to developing countries, leveraged buyouts and real estate developers turned those money centers into money pits.

2.   But all investors should remember that there is a bigger problem with the analysts who make the forecasts that the two companies compile.

3.   But investors should remember that although energy sector funds try to lessen the impact of falling oil and natural gas prices, they cannot completely escape the fallout.

4.   But many investors remember past alliances of these sort that floundered.

5.   Investors should also remember that, like other foreign investments, ADRs carry currency risks.

6.   Investors might remember that environmental funds were popular when Wall Street still took the Environmental Protection Agency seriously.

7.   Investors should also remember that it takes time for a new biotechnology company to translate a discovery into profits.

8.   It is important for investors to remember that market-neutral investing aims to produce steady, moderate gains, not spectacular increases.

9.   Investors should remember that stars are intended as merely a starting point for research, not as good indicators.

10.   It may be more important for investors to remember that, historically, smaller stocks have returned a premium over their bigger brethren in the long term.