1.   Olsten will also provide training programs for new employees, with the goal of higher retention.

2.   Weller said he wants to ramp up their knowledge of products and infuse them with enthusiasm that will translate into better customer service and higher retention rates.

3.   The report states that the significantly higher retention level was thedirect result of increased capacity of a number of insurers with largecapitalisation.

4.   The oil sector is regulated, but Maniego said Petron should have more leeway next year with oil refiners allowed higher retention of earnings.