1.   Although refinancings usually cause a surge in spending, consumers growing more cautious in the uncertain climate may instead choose to pay down debt or reduce monthly mortgage payments.

2.   As fears of unemployment rise, consumers are growing cautious.

3.   As layoffs rise, consumers are likely to grow more cautious and spend less, dampening corporate profits still further.

4.   Bond investors, initially cheered by the weak number, grew cautious again.

5.   But other group members who had been technology enthusiasts grew more cautious.

6.   Consumers, too, are growing more cautious about credit card debt.

7.   Defending her world and national titles, Kwan grew cautious and dwelled on the possibility of defeat.

8.   From the point of view of the venture capitalists, the entrepreneurs have grown more cautious too.

9.   It would appear that rising bankruptcies have not yet caused lenders to grow more cautious.

10.   Lenders have grown cautious about making credit available.