1.   All but two of your funds generally tend to track or beat their peer group averages over the long haul.

2.   It also had to fall below its group averages over the past three- and five-year periods.

3.   More important to the fund rankings, in both of those years it trailed its peer group averages as well.

4.   None of the sex differences are absolute, but rather are group averages with considerable overlap.

5.   Putnam International Voyager funds results are way ahead of its peer group averages.

6.   The higher costs, in turn, raise the group average.

7.   What insurance carrier will cover high-risk patients for premiums calibrated to some group average by the federal government?