1.   Federal grants have improved lives at housing projects in Newark and Zanesville.

2.   Few analysts expect the options grants to have much impact on profitability, either.

3.   He explains that under current accounting regulations, restricted-stock grants have to be charged against earnings, while stock options do not.

4.   Similarly, additional option grants would have to be disclosed immediately.

5.   The grants have to include community groups outside the school.

6.   While cash incentives to stay in New York are not new, these new grants have unique characteristics.

7.   Grants do not have to be repaid while poor countries repay the loans, allowing those funds to be returned to other nations in the form of new loans.

8.   The debt-relief grant has the same effect as canceling the debt.