1.   And banks appeared happy to give blacks mortgages there.

2.   Banks still give mortgages, but many would rather let the mortgage broker stand between them and the customer.

3.   Banks were reluctant to give them mortgages.

4.   Meantime, the Florida bank that had given a mortgage on the house contacted Kadzin, who said he had not applied for any mortgage.

5.   Most banks will not give mortgages without property insurance.

6.   With the federally backed insurance, however, bankers were willing to give bigger mortgages to property owners along the beach and development exploded.

7.   The government is finding it very difficult to persuade banks to give mortgages to low-income families.