1.   A partnership is formed.

2.   Customers still can apply for new home loans until the partnership is formed sometime this month.

3.   Even after Vodafone won the bidding, its chairman, Chris Gent, said publicly that he still hoped to form a partnership with Bell Atlantic.

4.   If no partnership can be formed, the business will be sold, AlliedSignal said.

5.   If the partnership is formed, there are plenty of benefits.

6.   MORE OPTIONS FOR MILES WITHOUT FLYING Several new partnerships have been formed that allow travelers to earn frequent flier miles without boarding an airplane.

7.   The partnership was formed last May by United Airlines, Burger King, Monsanto, Sprint and the United Parcel Service.

8.   The partnership was formed to make investments in power plants and other energy projects.

9.   With promises of huge profits within a year, DiCarlo convinced Veksler to form a partnership and open a store in a larger location, Louis DiCarlo Couture Jeans.

10.   Partnerships were formed with universities, national labs and the Smithsonian Institution.