1.   This conclusion of overpricing was tempered by the observation that the underwriting fee may include payment for services in addition to the traditional insurance component of underwriting.

2.   The annual fee includes the subscription for student unions, athletic clubs, and other facilities.

3.   Always ask what the rental fee includes.

4.   Both entry fees include cart.

5.   Both fees include air fare, land transporation and four meals.

6.   Check with your ISP to see if your monthly access fee includes Web space.

7.   Fees include the boat rental and all equipment.

8.   Fee includes admission to all program sessions, a buffet supper on opening day, the picnic at Rowan Oak, refreshments and a closing reception.

9.   He also recalled that the fee included help in placing his son in a college.