1.   A big sticking point was over whether failing banks should be liquidated or allowed to reorganize.

2.   But he could never bring himself to close the dying state-owned factories or sell failing banks.

3.   He did not hold out hope of bank bailouts or nationalizations of failing banks.

4.   Ms. Kaneva said she had stayed because she had fought bureaucracy, extortion, and failing banks to help build a surviving business.

5.   The government took over a failing small bank Wednesday, and concerns remain about the health of the big banks.

6.   The IMF insists that he close failing banks and prop up solvent ones so they can reopen lines of credit to cash-starved Indonesian factories.

7.   The law takes the important step of injecting public money into failing banks.

8.   The new communist governor of the central bank will have to decide whether to nationalize the failing banks or let them collapse.

9.   Tokyo announced plans to take over or close failing banks and to pump money into healthier banks to encourage them to lend money to the public again.

10.   Hammered by failing banks and businesses, South Korea was one of the hardest-hit countries.