1.   And industry executives admit they have been slow.

2.   Bank executives have admitted lapses in procedures, including the failure to challenge or halt suspicious activity in nine accounts at the core of the inquiry.

3.   Bank executives have admitted lapses in procedures, and the administration and Congress rushed to tighten money-laundering laws and regulations.

4.   BMW executives admit they have big problems.

5.   But airline executives privately admit that if the Northwest-Continental alliance is permitted to go forward, the other alliances seek similar rights.

6.   But studio executives privately admit that a recent spate of high-profile disappointments has stirred uncertainty about tackling less predictable stories involving black issues.

7.   But these are Band-Aids on a system that even many industry executives admit is broken.

8.   By maintaining its competitive impetus through the three-year antitrust trial -- which executives have admitted was demoralizing -- Microsoft has performed superbly in a slowing economy.

9.   By changing names, executives admit, they run the risk of confusing viewers.

10.   Disney executives admit the resort is something of an experiment, and say they will be tinkering with the offerings.