1.   These range from the handling of simple, yet administratively inconvenient, cash payments to sophisticated electronic payment schemes.

2.   Officials are particularly pleased at the success of the new Fast-tag electronic payment system.

3.   And banks such as Wells Fargo and KeyCorp have set up partnerships with it to develop electronic payment systems.

4.   Analyst Gregory Gould recommends Transaction Systems, which develops software focused on enabling electronic payments and commerce.

5.   And the company recently acquired Alysis, which specializes in electronic payment systems.

6.   And some people are examining walk-in bill payment centers or electronic payment options.

7.   Another issue is the week delay in electronic payments.

8.   Around the world, banks are shifting from checks to electronic payment systems to cut costs and keep customers.

9.   AOL also will establish a program to educate consumers about their rights when agreeing to electronic payments.

10.   Banks hope businesses and consumers will someday throw away their checkbooks in favor of electronic payments because paper checks are expensive and cumbersome for banks to process.