1.   During his down months, Santa generally forgoes his reindeer and sleigh for a car.

2.   In fact, September has been the only down month overall.

3.   Investors can only hope this year that January will be a down month in an up year.

4.   On Wall Street, an old adage is that the only sin is a down month and the only God Mammon.

5.   The last time the Dow industrials had a down month was in July -- when volatility hit all-time highs.

6.   The idea is to make February a down month, so coaches can take vacations and spend more time with their families.

7.   Most companies that expect lower earnings warned investors in September, resulting in a generally down month for the markets.