1.   But beyond the dollar savings, the development also means less carbon dioxide, the main gas thought to aggravate global climate change.

2.   Chan is most concerned about rising interest rates, which have been raised defensively to encourage people to retain Hong Kong dollar savings and fend off currency speculators.

3.   For J.P. Morgan Chase, the payback comes in more than dollar savings, said Joy Bunson, a senior vice president for human resources.

4.   He opened an account at Shanghai International today, and plans to invest a little more than half his dollar savings in the B-share market.

5.   Higher income taxpayers might harvest larger dollar savings, Fleischer insisted, but the change in their lifestyle would be less dramatic.

6.   The dollar savings are relatively small, and incidental to the objective of efficiency.

7.   But Democrats say the biggest winners would be the rich, who pay most of the taxes but would also see the largest dollar savings.

8.   Cash transactions in dollars have been illegal in recent years and anyone seeking to make purchases must change dollar savings into rubles first.

9.   Foreign currency dealers said the improved rate suggested that people had exhausted their ruble supply in panic buying and had begun to exchange their dollar savings.

10.   Yasin advised Russians against unloading their dollar savings for rubles just yet.