1.   For example, the company wants to improve certain key operations, including ensuring they charge proper rates and prices and cut expense ratios, according to Safeco officials.

2.   In two recent speeches, however, Zeitler denied that the central bank lowered German interest rates through the back door when it cut the reserve ratios.

3.   The two authors said the way to cure a cheap dollar is to cut the ratio of debt to gross domestic product.

4.   The actual ratio is not cut in stone but it is usually two-thirds of the content and one-third of the navigation or menus.