1.   Analysts said the merger allays fears that GeoTel, which has focused mainly on phone networks, could be swamped as call-center consumers embrace the Internet.

2.   And if enough consumers embrace digital cameras, it could be bad news for films.

3.   Banks expect consumers to embrace the cards for their convenience.

4.   But it was not enough to gird the company against increasingly wary investors and a growing concern that consumers are not embracing online shopping in all forms.

5.   Dell expects computers to grow in popularity as consumers embrace digital music players, photography and video storage.

6.   Dennis Wharton, spokesman for the National Association of Broadcasters, scoffs at the notion that consumers will embrace pay radio as they did pay TV.

7.   How fast consumers will embrace DSL is an open question.

8.   Industry analysts say consumers are eagerly embracing online transactions for their fun.

9.   Neither product is a full-fledged personal computer, and neither has been embraced by consumers.

10.   Surprise responses by competitors are the most frequent killer of new products that consumers initially embraced, according to Professor Burke.