1.   PCs are not the only way consumers can bank at home.

2.   Pei-Yuan Chia, the vice chairman of Citicorp who led its profitable growth in global consumer banking, will retire this year, the bank said Friday.

3.   Still, banks are contending with lagging revenue from business lending, consumer banking and other traditional commercial banking services.

4.   The demand for new security systems is enormous as more consumers bank by ATM, telephone and computer instead of face-to-face.

5.   The future of consumer banking lies somewhere between the fresh produce, the deli counter and the express checkout lane.

6.   It could improve the convenience and security of Web sites where consumers bank, buy stocks or purchase airline tickets.