1.   But if you have more than one loan, before you take advantage of such programs, you might want to consolidate your loans.

2.   Consolidating the loans enabled him to make a single, lower monthly payment.

3.   Former students applying to consolidate multiple loans they received directly from the government have run into months of delay, according to Republican lawmakers.

4.   Next month, the Department of Education will also move to help students consolidate existing loans, offering to bring them within the federal fold as well.

5.   Parents, too, can consolidate loans, if they used them to finance the education of several children.

6.   The change would not affect students and graduates who have already consolidated their loans.

7.   The US Student Association and the US Public Interest Group objected that Congress balked at giving all students the opportunity to consolidate their loans.

8.   These programs can include consolidating loans, negotiating the elimination or lowering of interest rates on credit cards and settling old debts for less than the amount owed.

9.   Under current law, only the government can consolidate government loans.

10.   You can click through basic information, including how to deal with creditors, re-establish your credit and consolidate loans.