1.   The Finance Houses Association were also anxious to ensure that collection practices conformed to the highest ethical standards.

2.   Bankruptcy experts said tougher enforcement and new laws are needed to keep lenders from overzealous collection practices.

3.   Big businesses had also taken advantage of lax collection practices.

4.   He wants the IRS to adopt the same collection practices as private industry, with an emphasis on contacting taxpayers within days after a payment becomes overdue.

5.   Privacy advocates and federal and state consumer protection officials had accused DoubleClick of using its data collection practices to spy on consumers.

6.   The probe will look at a slew of complaints over such matters as inadequate disclosure of fees, and questionable collection practices.

7.   The retail and industrial groups who took the matter to the SJC claiming unfair signature collection practices may have made a fatal mistake.

8.   These same people, however, are highly protective of their medical records and are generally appalled when they learn of clandestine data collection practices.

9.   Licensing and Consumer Affairs spokeswoman Tanya Singh noted Monday the information used for the audit is two years old and said the department has since tightened its collection practices.

10.   The businesses also accuse the company of confusing contract terms and aggressive collection practices.