1.   A major reason for this has been the move by customers away from cash transactions to cheque and credit card transactions.

2.   From next March shops will be able to charge more for credit card purchases than cash transactions.

3.   As AllowanceNet signs up more users and adds cash transactions, they added, it will begin encoding them.

4.   As scores of banks and businesses charge onto the Internet, cyber-commerce and electronic cash transactions are creating a swamp of untested legal issues.

5.   -- Permitting cash transactions through brokerage accounts similar to transactions through bank accounts.

6.   - Using the old food-stamp coupons is similar to a cash transaction, with little cost involved.

7.   A disproportionately high number of cash transactions reflects a bustling underground economy, Holmes added.

8.   But merchants complain that cash transactions encourage theft and that customers often forgo purchases because they simply do not have enough cash in hand.

9.   But the amount of money used by the terrorists may not be as large as initially suspected, and the original source may be concealed by cash transactions.

10.   Consumers and merchants can engage in cash transactions by passing the card through a terminal, like a swipe card, or transmitting the cash over the Internet.