1.   As a result of the quota, Weber was rejected, while two less-senior black applicants were admitted.

2.   Black applicants have no right to preference now because other blacks suffered from injustice in the past.

3.   Black applicants were not given the same chance to defend their credit histories.

4.   Black applicants in the March test tended to be younger than others taking the test.

5.   According to the admissions grid, those numbers would put a white applicant on the waiting list and admit a black applicant.

6.   Even if some banks discriminated against qualified black applicants, their reasoning went, others would step into the breach to make a profit.

7.   Federal government reports show disparities between bank loans to black applicants and white applicants.

8.   Gallagher vowed last year to investigate charges of wrongdoing after hearing complaints, especially from black applicants, of cheating and favoritism in the hiring and promotion of officers.

9.   In the end, he said, no black applicants were turned away for any reason.

10.   Johnson said his group has helped Black applicants study, prepare and interview for the Fire Department exams and has succeeded in helping many become finalists.