1.   So many banks prefer to provide against their loans and pray for recovery.

2.   To make these figures seem less alarming, banks prefer to quote rates on a monthly basis.

3.   Commercial banks have increasingly been willing to offer competitive rates on auto loans as a way to develop financial relationships with affluent borrowers, the customers the banks prefer.

4.   Critics wonder why the bank would prefer current officials to former ones, when officeholders have greater opportunity for reaping illicit gains.

5.   He said the bank prefers to get there with acquisitions.

6.   It could explain why banks prefer not to press the governor publicly and why the union pension funds are openly attacking.

7.   Still, the insurance group remains optimistic, saying banks would prefer a comprehensive legislative solution.

8.   The bank prefers a weaker franc because this stimulates exports and economic growth.

9.   The banks also may prefer that any additional financing be part of a bankruptcy filing.

10.   They say the bank prefers huge construction projects like dams and pipelines, which are easier to defraud than smaller-scale programs.