1.   For now, regulators suspect current credit problems pose a threat largely to bank earnings, rather than their survival.

2.   And investors expect bank earnings to rise in the months ahead.

3.   And Mayo said he believed that bank earnings are in many cases suspect.

4.   And with stock prices down, bank earnings should receive a boost in the second quarter, Berman said.

5.   Another key factor in bank earnings is the net interest margin, or the gap between the interest banks charge and the interest they pay for funds.

6.   Bank earnings continue to look strong.

7.   Bank earnings will vary by region, reflecting the growth of the local economies, analysts said.

8.   Bank earnings are also poised to rise.

9.   Bank earnings could also benefit from lower interest rates, which will enable more customers to repay overdue loans and might encourage customers to arrange additional credit.

10.   Bank earnings may be hurt if interest rates rise, because fewer customers would be likely to seek credit.