1.   Generally, banks earn larger profits from long-term loans than from short-term loans as they are able to charge a higher interest rate on long-term loans.

2.   And these days banks are earning money at a faster pace than they can invest it, so they are accumulating excess capital.

3.   As compensation for the added risk of leveraged lending, banks also earn higher interest rate premiums.

4.   At the same time, lower dollar interest rates have reduced the amount that gold-trading banks can earn by selling the borrowed gold.

5.   Banks are earning less from each loan as competition from finance companies forces banks to pay more for deposits and offer lower rates on loans.

6.   Banks are earning less from each loan as competition from finance companies forces them to pay more for deposits and offer lower rates on loans.

7.   Both banks earn much of their income in the former British colony.

8.   Coincidentally, these banks earn fat fees for flotations or merger deals from the companies they analyze.

9.   Even as lending surged, banks earned less on the loans they made.

10.   Falling yields enable banks to earn more money on their loans.