1.   There is a real danger that some people will no longer be able to afford insurance.

2.   And if subsidies do not keep pace with premiums, many people will be unable to afford insurance, and some businesses will decide not to offer coverage.

3.   And in a health-care system where consumers with money always could afford better insurance, the two-tier nature of it is becoming more explicit.

4.   And people who buy insurance on their own say the increases add yet another layer of worry about whether they would continue to be able to afford insurance.

5.   And this time, Dawson can afford the insurance.

6.   Austin Johnson, for example, says he cannot afford car insurance.

7.   Businesses and insurers say the provisions would raise the cost of health coverage, reducing the number of companies and individuals that can afford insurance.

8.   But the growth of managed care has not reduced costs enough to encompass millions of people who feel that they cannot afford insurance.

9.   But there is evidence that even people who can afford insurance and choose to forgo it are missing out on preventative care.

10.   Eligible children live in families in which parents earn too much to qualify for Medicaid but too little to afford private insurance.