81.   Private pension funds live with it.

82.   Private pensions and health insurance were meager.

83.   Retired lawmakers also receive an annual cost-of-living adjustment, almost unheard-of among private pension plans.

84.   Saw an explosion of private pension plans.

85.   Sepp pointed out that, unlike participants in most private pension plans, lawmakers will receive cost-of-living increases to their pensions each year.

86.   She and her husband, the director of a private pension fund, enjoy a comfortable middle class life style.

87.   Social Security benefits and most private pensions are based on the number of years that a person is employed and the yearly earnings.

88.   Some insurance agents began masking profitable life insurance policies as private pension accounts or college funds.

89.   Social Security and private pensions grew inexorably, as did the value of the family house.

90.   Stories like hers are a troubling symbol of a major flaw in the private pension system.