81.   His plan would offer special benefits to new math and science teachers.

82.   High premiums prevent many small employers from offering insurance benefits.

83.   HMOs and other alternatives to traditional Medicare would compete on the basis of what additional benefits they can offer Medicare beneficiaries, Thomas said.

84.   HMO companies in many cities have been competing for government dollars by offering generous benefits to elderly recruits, seeking market share at the expense of profits.

85.   HMOs have attracted the elderly into their plans by using some of that money to offer them benefits not covered by Medicare, such as prescription drug coverage.

86.   However, it would apply only to those companies offering such benefits.

87.   If a lean HMO program is all the company can afford, the worker can look around for an employer offering better benefits.

88.   If private insurers offered drug benefits, the pharmaceutical industry could continue to negotiate behind closed doors.

89.   If benefits are offered to parents giving birth, why should adopting parents be left out?

90.   In addition to correcting birth defects that would cause paralysis or death if left until after birth, fetal surgery offers other potential benefits.