81.   He began a job on the trading floor of a German bank in London last year.

82.   He said the first quarter last year had been a particularly weak one for German banks.

83.   He said Commerzbank remains the only big German bank on their buy list.

84.   Hein remains optimistic about German banks because the low growth in interest earnings is balanced by the reduction in risk provisions.

85.   However, the big German banks that are the primary investors seem prepared to ride out the storm.

86.   If the sale of Chase Manhattan Trust goes through, Deutsche will be the first German bank to operate a trust bank in Japan.

87.   In a departure from previous rescues, German banks were unable to agree on a bailout after several rounds of talks.

88.   In the heat of the craze for new stocks, German banks and even some Wall Street firms pumped out new issues with increasingly little regard for quality.

89.   Instead, BHF focuses on corporate banking for medium-sized companies and investment banking, areas in which other German banks are expanding.

90.   It comes at a time when German banks are bracing for tough competition and for more expected industry mergers.