81.   Middle-income savers will have to pay off home equity loans, auto loans and credit cards before they can start investing again.

82.   Mortgage and home equity loans, as a result, are the fastest-rising form of consumer debt in recent months, the Federal Reserve reports.

83.   Most Americans take their lumps while paying the bills and putting their house on the line to secure home equity loans to send their children to college.

84.   Most home equity loans have a variable interest rate, meaning payments could fluctuate.

85.   Moreover, like other property owners, shareholders can also take out equity loans on their shares as well.

86.   Mrs. Smith said she was not aware how the home equity loans the companies arranged caused any borrowing she made against the line to increase her debt.

87.   No argument could persuade my lawyer friend to support home equity loans for Texans.

88.   Not all home equity loans are created equal.

89.   Often, the news derails hopes of refinancing or taking out a large home equity loan.

90.   Or would we be better off with a home equity loan?