81.   A legal expert suggests changes to existing Thai laws which may provide more avenues of financing and reduce the necessity for personal guarantees on every business loan.

82.   Accused of the same illegal practices, Dai-Ichi Kangyo Bank is prohibited starting Wednesday from making new business loans for five months and from underwriting government bonds.

83.   Banks around the country immediately made corresponding cuts in prime lending rates, benchmarks for millions of consumer and business loans.

84.   Banks should offer services for housing and business loans and other instruments such as securities and mutual funds, he said.

85.   Business loans are not substantial because they have to be fully collateralised, making the finance companies a less preferred source of financing.

86.   Commercial banks make business loans while savings and loans make personal and home mortgage loans.

87.   Critics say soaring interest rates, which make paying off small business loans, credit cards and mortgages much more costly, will devastate many.

88.   He said the plan would raise interest rates, driving up the cost of business loans, mortgages, car payments, credit card bills and student loans.

89.   His administration made small business loans.

90.   Lower rates on everything from home mortgages to automobile and small business loans could follow the cut.