71.   But Conseco, an Indiana insurance company, put up most of the down payment on the building, real estate specialists say.

72.   But consumer debt specialists say they are seeing more students in trouble.

73.   But crime specialists say corruption is endemic in the police force.

74.   But almost always, careful dissection of the problem can lead to helpful treatment, specialists say.

75.   But even seasoned weather specialists say seeing is believing.

76.   But banking specialists say that cross-border deals are generally less attractive because they offer fewer opportunities to cut costs.

77.   But if the deal goes through as planned, specialists here said, it could pave the way for other countries seeking refuge sites for their nuclear waste.

78.   But in making an exception for Sudan, Bush risks appearing insensitive elsewhere in the world, or inconsistent, several foreign policy specialists said.

79.   But if you try to type with them on or leave them on too long, you may make things worse, specialists say.

80.   But Italian legal specialists say everything has been arranged so that the worst he is threatened with is a six-month suspended sentence.